Retirement Income: Measuring the Water From A Stone

The tide has turned in the employer-sponsored retirement plan industry. Plan sponsor focus has clearly shifted from helping retirement savers accumulate assets as employees to assisting them in distributing their retirement savings as a future paycheck. This change in objectives combined with the SECURE Act being signed into law requires an evolution in how to think about, understand, analyze, measure, and explain the differences in available retirement income strategies & their investment performance. Learning Objectives: consider the three phases of a retirement saver, understand the different investment objectives/goals of retirement savers in each phase, analyze investment results of various strategies using the perspectives of a saver in each phase, explain the components of investment returns & their impact on results over time, measure investment results for each component of return & set expectations for future success